Wednesday, May 27, 2009

Loan Modifications - What Do I Need To Get Started?

Home Affordable Modification Program

Am I eligible for the Home Affordable Modification Program?

How do I get started?

If you meet the above eligibility requirements, mail the following documentation to your lenders.

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Wednesday, May 20, 2009

Freddie Mac or Fannie Mae Loan Check?

Are you wondering if your loan is owned by Freddie Mac or Fannie Mae?  You can check your loan by contacting these numbers and websites.

For Fannie Mae,
1-800-7FANNIE (8am to 8pm EST).
Does Fannie Mae Own Your Mortgage

Freddie Mac
1-800-FREDDIE (8am to 8pm EST)
Freddie Mac - Avoiding Foreclosure
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Are You Eligible for a Loan Modification or Refinance? Go to

Like many people, you may have been wondering if you are eligible for a loan modification or refinance.  The website,, can help you figure out your eligibility.  There is a self-assessment tool on the website that can calculate your ability to get a modification or refinance.  Many of the banks have similar assessment tools for calculating your eligibility when you call them about loan mods or a refi.  Go to, the help is FREE.  Beware of foreclosure rescue scams that ask you for an upfront cost.  Staying informed is the best way to save your money.  Feel free to contact me if you have any questions about your home.
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Coldwell Banker Kivett-Teeters in the NEWS

Okay, well not technically.  But our real estate signs showed up twice in the Press Enterprise Business front page.

And here's the other picture.

And both of these photos were taken by Rodrigo Pena of The Press-Enterprise.  Click here to read the article associated with these photos.
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Friday, May 15, 2009

OPEN HOUSE - Saturday, May 16th, 2009

I'm holding an open house this weekend, Saturday to be exact.  There is a beautiful home for sale in Banning that will be open to the public from 12pm to 2pm.  Affordably priced at $110,000.  Call me or email me for the address and details!
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Tuesday, May 05, 2009

Small Improvements in Housing Demand

According to, Warren Buffett and the National Association of Realtors both agree that there is some improvement in the demand for housing.  Low home prices and very low mortgage rates have been enticing buyers.  At the same time, unemployment is increasing and loans are difficult to obtain.  Banks are wary of issuing credit, since a large percentage of payments for credit cards have been late.  Click here to read more from

Sacramento is seeing a rebound.  One of the first cities to have a real estate collapse, Sacramento is now in the embryo stage of recovery.  First-time home buyers and investors are out in full force, buying up the cheaper bank-owned foreclosure properties.  Other collapsed areas like Las Vegas, Florida, and our very own Inland Empire, are also seeing improvements.  Click here to read more from the New York Times.

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